Health Spending Account

You can use your Health Spending Account (HSA) to pay for medical expenses not covered under your basic health and dental plans.  The yearly entitlement is $1000 and the HSA claim year runs from July 1 to June 30. You can access your entire yearly allocation anytime after July 1 and claims must be submitted by September 30 each year. Unused balances will carry forward for one year only, so it is important to use your full HSA entitlement. The information below is taken from https://dalu.sharepoint.com/sites/hr/SitePages/health-spending-account.aspx (to access, log in to MyDal).

HSA claims can be submitted in 1 of 3 ways:

• electronically on Blue Cross’ Member Services Site
• by downloading Blue Cross’ mobile application on your smart device
• by completing a paper claim form [PDF] and mailing it to the address indicated on the form

You can view more information on submitting claims. Note: if you have single or waived health coverage, Blue Cross will not have information on file for your dependants. If you are in this situation and are submitting an HSA claim for a dependant, you will need to complete a paper claim form and submit it via mail.

Submit an HSA claim using the mobile app

Log into the mobile app on your smart device. From the main screen:

1. Select Submit a Claim.
2. Select Health Spending Account. Any of your previously paid claims with eligible amounts left over (such as your co-pay, anything over the maximum coverage amount, etc.) will be listed as HSA Eligible Claims. 
3. Select the Claim on the screen that you want to have your HSA cover. No supporting documentation is required since these claims were already reviewed by Blue Cross when they were submitted through your medical/dental coverage. 
4. If a claim is not in the list, you will have to submit a New Claim. Follow these instructions:
   1. From the main screen, select Submit a Claim.
   2. From the list provided, select the Type of Claim you are submitting.
   3. Follow the onscreen prompts. When asked, Would you like to use your HSA for any unpaid portion of your claim?select Yes – this is what prompts Blue Cross to put the claim through your HSA. If Yes is not selected, Blue Cross will process the claim through your regular health or dental coverage but will not assume you want to use your HSA funds for any balance owing.

Can I put a claim directly through my HSA?

The HSA pays the balance remaining after all other insurance plans have paid out. That includes your benefit plan through Dalhousie, any spousal or alternate plan coverage, and provincial plans. For that reason, submit your claims to all other sources before submitting a claim for the outstanding balance to your HSA. If you submit a claim to Blue Cross, it will process the claim through your health and/or dental plan coverage first, before using your HSA funds.